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Private Loans

In the event your Title IV aid does not cover your educational expenses here at Philander Smith College, we encourage you to do your research on these lenders and see what options are available to you.

The private lenders listed below are just a few examples from many that you may select from. Please keep in mind that you always have the right and the option to borrow a private loan from any lender you  desire.  In all cases, please make sure that private loans are the loans of last resort for you and your  family. You should exhaust your loan eligibility through the Stafford Loan programs FIRST before you  consider borrowing through a private loan lender.

Simple Tuition

Regions Smart Option Student Loan

Sallie Mae Smart Option Student Loan

StuFund Solutions Private Loan

Wells Fargo Collegiate Loan

United Methodist Church GBHEM Loan