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Net Price Calculator

The estimates displayed by the calculator apply to full-time, first-time degree/certificate-seeking undergraduate students only. 

These estimates do not represent a final determination, or actual award, of financial assistance or a final net price; they are only estimates based on price of attendance and financial aid provided to students in 2009-10. Price of attendance and financial aid availability change year to year. These estimates shall not be binding on the Secretary of Education, the institution of higher education, or the State.

Not all students receive financial aid. In 2009-10, 94% of our full-time students enrolling for college for the first time received grant/scholarship aid. Students may also be eligible for student loans and work-study. Students must complete the Free Application for Federal Student Aid (FAFSA) in order to determine their eligibility for Federal financial aid that includes Federal grant, loan, or work-study assistance. For more information on applying for Federal student aid, go to .


Philander Smith College views its financial aid program as an investment in students and their futures. The Financial Aid Office is committed to helping you and your family determine the best way to pay for your education. We are here to help find the best solution for you, your situation, and your needs.  If you can't find what you're looking for, you can always contact us for assistance.

To obtain the costs for the 2011-2012 academic year, please visit the “Cost of Attendance” section of this website. The data found there is accurate for the current term and can help you further ascertain whether or not (and we think it is!) Philander Smith College is a best buy for you.

Expected Family Contribution (EFC) Estimator

Estimate how much you and your family are expected to contribute to the cost of your college education. Your EFC amount determines your eligibility for student aid from many sources—federal, state, and your school.

Loan Repayment Calculator

This Loan Payment Calculator computes an estimate of the size of your monthly loan payments and the annual salary required to manage them without too much financial difficulty.

Miscellaneous Calculators